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Earthmover
Credit Union, your member owned financial institution,
is committed to providing you with competitive products
and services to meet your financial needs and help
you reach your goals. We are equally committed to
protecting the privacy of our members. Under federal
law, we are required to give you this privacy notice.
It describes our credit union's privacy policy and
practices concerning the personal information we collect
and disclose about our members. It also includes information
about the parties who receive personal and sometimes
non-public information from us as we conduct the business
of the credit union.
If
after reading this notice you have any questions,
please contact us at:
(630)
844-4950
Or
write to:
Privacy
Department
Earthmover Credit Union
PO Box 2937
Aurora, IL 60507-2937
Information
We Collect About You
We
collect non-public personal information about you
from the following sources:
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Information
we receive from you on applications and other
forms |
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Information
about your transactions with us |
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Information
we receive from a consumer reporting agency |
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Information
obtained when verifying the information you provide
on an application or other forms; this may be
obtained from your current or past employers,
or from other institutions where you conduct financial
transactions |
We
may disclose all of the information we collect, as
described above, as permitted by law.
Parties
Who Receive Information From Us
We
may disclose non-public personal information about
you to the following types of third parties:
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Financial
service providers, such as insurance companies,
and real estate appraisers |
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Non-financial
companies, such as consumer reporting agencies,
data processors, check/share draft printers, financial
statement publishers/printers, plastic card processors,
direct marketers, and government agencies |
Disclosure
of Information to Parties That Provide Services to
Us
In order for us to conduct the business of the credit
union, we may disclose all of the information we collect,
as described above, to other financial institutions
with whom we have joint marketing agreements, to other
companies that perform marketing services on our behalf,
or to nonaffiliated third parties for the purposes
of processing and servicing transactions that you
request or authorize, so that we may provide members
competitive products and services.
We
may also disclose non-public personal information
about you under circumstances as permitted or required
by law. These disclosures typically include information
to process transactions on your behalf, conduct the
operations of our credit union, follow your instructions
as you authorize, or protect the security of our financial
records.
To
protect our members' privacy, we only work with companies
that agree to maintain strong confidentiality protections
and limit the use of information we provide. We do
not permit these companies to sell the information
we provide to other third parties.
Disclosure
of Information About Former Members
If you terminate your membership with Earthmover Credit
Union, we will not share information we have collected
about you, except as may be permitted or required
by law.
How
We Protect Your Information
We restrict access to non-public personal information
about you to those employees who need to know that
information to provide products and services to you.
We maintain physical, electronic, or procedural safeguards
that comply with federal regulations to guard your
nonpublic personal information.
What
Members Can Do to Help
Earthmover
Credit Union is committed to protecting the privacy
of its members. Members can help by following these
simple guidelines:
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Protect
your account numbers, plastic card numbers, PINs
(personal identification numbers) or passwords.
Never keep your PIN with your card, which can
provide free access to your accounts if your card
is lost or stolen. |
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Use
caution when disclosing your account numbers,
social security numbers, etc. to other persons.
If someone calls you explaining the call is on
behalf of the credit union and asks for your account
number, you should beware. Official credit union
staff will have access to your information and
will not need to ask for it. |
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Keep
your information with us current. If your address
or phone number changes, please let us know. It
is important that we have current information
on how to reach you. If we detect potentially
fraudulent or unauthorized activity or use of
any account, we will attempt to contact you immediately.
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Let
us know if you have any questions. Please do not hesitate
to call us - we are here to serve you!
Earthmover
Credit Union
PO Box 2937
Aurora, IL 60507-2937
Phone: (630) 844-4950
Fax: (630) 896-1489
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