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Savings Rates
 

As of May 3, 2008
APY = Annual Percentage Yield

Regular Tiered Shares (Type 01,02,20,30,31)
Calculated on average daily balance, compounded monthly
Deposit
Dividend Rate APY
$0.00-1,024.99
0.349% 0.350%
$1,025-10,024.99
0.449% 0.450%
$10,025-20,024.99
0.598% 0.600%
$20,025-40,024.99
0.847% 0.850%
$40,025 and above
0.995% 1.000%
       
Youth Shares (Type 12,17)
Calculated on average daily balance, compounded monthly
Deposit
Dividend Rate APY
$0.00-1,024.99
0.349% 0.350%
$1,025-10,024.99
0.449% 0.450%
$10,025-20,024.99
0.598% 0.600%
$20,025-40,024.99
0.847% 0.850%
$40,025 and above
0.995% 1.000%
       
Money Market (Type 66)*
Calculated on date of deposit/date of withdrawal, compounded monthly
Deposit
Dividend Rate APY
$1,500-10,000
1.243% 1.250%
$10,000.01-25,000
1.490% 1.500%
$25,000.01-50,000
1.736%

1.750%

$50,000.01 and above
1.982% 2.000%
       
Share Draft Checking (Type 75)
Calculated on average daily balance, compounded monthly
Deposit
Dividend Rate APY
$0.00-$1,000
0.000% 0.000%
$1,000.01-$2,500
0.150% 0.150%
$2,500.01 and above
0.250% 0.250%
       
Christmas Club & Prom-Saver (Type 03,77)
Calculated on average daily balance, compounded monthly
Dividend Rate APY
0.349% 0.350%
       
Individual Retirement Accounts-Traditional, Roth, Education (Type 81,41,91)
Calculated on average daily balance, compounded monthly
Deposit
Dividend Rate APY
$0.00 - $1,024.99
1.243% 1.250%
$1,025 and above
1.342% 1.350%
       
Special Accounts (Type 04,05,07,10, & Life savings)
Calculated on average daily balance, compounded monthly
Dividend Rate APY
0.100% 0.100%
     
APY = Annual Percentage Yield. Rates are subject to change. The minimum balance to earn dividends is $25 for regular tiered shares, $5 for share type 12 Dewey shares, $10 for share type 17 TIP shares, $1,000.01 for checking, and $1,500 for money markets. Fees could reduce earnings. Minimum balance of $25.00 required for regular tiered shares. Funds are insured to $250,000 per account by ASI (American Share Insurance), the nation's largest private deposit insurer. This institution is not federally insured. *Minimum deposit of $1,500 required for Money Market Accounts. There is a substantial penalty for violating account terms & conditions. Credit union membership is required. Current rates can be obtained by calling 630-844-4950.

Rates subject to change.





Earthmover Credit Union: (630) 844-4950
Fax: (630) 896-1489, Branch Locations