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Routing Number: 271975566

Refinance Mortgage Loans

Refinance Your High Rate Mortgage Loan

Refinancing your Mortgage can lower your monthly payments, cut your interest rate and more. Our low closing costs include appraisal, application, title and other assets so there are no extra costs for you. Earthmover Credit Union offers great rates and the friendly service of a hometown credit union with the products you’d get at the big banks. Let us lower your rate and payment so you can put more cash into your pocket. To start the refinance process, apply online or call one of our lending professionals at 630.844.4950.

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5, 7, 10 Year Terms

and low closing costs**

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Estimate My Payment

*APR=Annual Percentage Rate. APR as low as 3.1016% based on loan amount of $50,000 for 60 month term with a monthly payment of $900.70 and closing cost included. Your rate will be based on the number of years your loan is financed and your individual credit history under our personal credit program. Closing costs based on term selected. Property taxes and hazard insurance are not included. Loan must be in first lien position. Maximum loan to value is 80%. Subject property must be primary residence. This loan is not eligible for Loyalty Reward buydowns.

Get a better mortgage

Our lending specialists will move mountains to find you the right loan. They’ll take the time to understand your goals and make sure your loan is customized to your needs.

Our mortgages feature:

• Fixed and adjustable rate loans

• Terms from 5 to 30 years

• Low down payment options

• Variety of mortgage programs including VA, FHA, and USDA

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Financial Foundations

Mortgage Relief

Understand your options, resources, and steps to take to work with your lender for mortgage relief.

Reverse Mortgages

Explore the requirements, benefits, and pitfalls of using a reverse mortgage.

Reducción hipotecaria

Comprende tus opciones, recursos y pasos a seguir para trabajar con tu prestamista para una reducción hipotecaria.

Hipotecas inversas

Explora los requisitos, beneficios y obstáculos del uso de una hipoteca inversa.

Happy Man and Woman

Why choose Earthmover?

Earthmover Credit Union has been a part of the community for over 60 years. Our philosophy is "People Helping People" and we pride ourselves on helping you earn higher returns on savings accounts while saving you money on loan rates and service fees. As a not-for-profit financial cooperative, we work hard to provide the very best member service in the community. We hope you consider becoming a member and owner of Earthmover Credit Union!

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