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Checking Account Information

Puts Your Money to Work for You

Compare ECU's Checking accounts to other financial institutions and you'll see what the credit union advantage is all about. ECU's checking accounts earn a competitive rate of interest* and are designed to meet your financial needs.
*Checking balance must be greater than $1000 to earn interest.

Basic Checking
Basic Checking is perfect for many members. It gives them everything they need in a checking account:

No per check fees
No monthly service fees
Earns monthly dividend
(Must have balance over $1000 to earn interest. Dividends are calculated on the Average Daily Balance, then compounded and paid monthly, )
Optional Earthmover Visa Debit Card (use at ATMs and wherever Visa is accepted to make purchases from your checking account)
Low $99 minimum balance

Exclusive Membership Club (EMC) Checking
Exclusive members enjoy a higher level of checking services. It just takes three services to qualify for EMC: an Earthmover checking account, an Earthmover Visa Debit Card and an Earthmover Visa Credit Card. EMC checking entitles you to:

No minimum balance
No monthly service fee
No per check fee
Earn monthly dividends
(Must have balance over $1000 to earn interest. Dividends are calculated on the Average Daily Balance, then compounded and paid monthly, )
Up to eight free foreign ATM transactions a month (non-Earthmover owned machines) with your Earthmover Visa Debit Card
Discounted Secretary of State Renewal Sticker Fee

Visa Debit Card - Access Around the Clock, Around the World
Access the money in your checking account 24 hours a day with the convenient Visa Debit Card. It looks like a credit card and it's accepted around the world. But funds for purchases come out of your checking account, so using it is like writing a check - only faster and easier. Your Visa Debit Card works like an ATM card, too, giving you instant access to cash when you need it. Transactions are free at Earthmover ATMs. There may be a charge for transactions made at certain foreign (non-Earthmover) ATMs. Each month, your purchases and cash withdrawals will appear on your checking account statement.

Courtesy Pay Overdraft Service
ECU has a great service to give you the protection you need on your checking account for ATM and everyday debit card transactions. Click below on the links to learn more or to Opt-In!
Learn More

Order Checks

  Reorder checks online by clicking the "Check Reorder Express Icon" or call 1-800-500-2441.

Apply For a Checking Account Today!

Listed below are 3 convenient options for starting the application process:

Fill out our online Account Application Request Form
Stop by one of our Convenient Locations
Call us at 800.844.2ECU





Earthmover Credit Union: 800.844.2ECU
Fax: 630.896.1489, Branch Locations