Schedule of Service ChargesSchedule of Service Charges

Schedule Of Service Charges

Domestic Wire Transfer $30.00
International Wire Transfer $50.00
Money Order $2.00
VISA Travel Card $5.00
VISA Gift Card $3.00
Cashier's Check $3.00
Corporate Checks (in excess of 2 per day) $3.00
Express Mail Fee $15.00
Secretary of State Sticker (EMC Member) $3.00
Secretary of State Sticker (Non-EMC Member) $4.00
Secretary of State Sticker (Non-Member) $5.50
Secretary of State - All Other Transactions $20.00
Stop Payment - Credit Union Check $28.00
NSF Fee for Returned Check Presented By Member $28.00
Legal Items/per hour(Garnishment, Discovery of Assets, Subpoenas) $35.00
Account Research Fee/per hour $30.00
Escheat Fee/per account $50.00
Dormant Account Fee/per month

Excludes Dewey and TIP accounts Applies after 24 months of no activity with balances less than $200

$5.00
Close Account Within 6 Months of Opening $20.00
Reopen Closed Account Within 6 Months of Closing $20.00
Minimum Balance Fee/per month When regular shares fall below $25.00 $5.00
IRA Origination Fee $10.00
IRA Withdrawal Fee (For members initiating outbound rollovers and direct transfers) $10.00
ATM Card Fee
 
(Fee waived for Students up to 21 years of age and Senior Citizens 55 years of age) $1.50
Transaction Fee - Non-ECU owned machines

First Eight Transactions at Non Member Access Machines are Free for Exclusive Members.

$1.00
Debit Card International Service Assessment Applies to International transactions only 1% of txn. total
ATM/Debit Card Reissue $10.00
Printed History on Account
 
Regular Monthly/Quarterly Statement FREE
Copy of Monthly/Quarterly Statement $3.00
Print out of One Month's Account Transaction History $10.00
Undeliverable Statement $5.00
Check Cashing Fee for each check under $999.99 $5.00
Check Cashing Fee for each check over $1000.00

Check Cashing fee applies to members with less than $100.00 of business with ECU.

$10.00
Account Balancing
Current month balancing is available on a one-time basis at no charge. Account balancing for other than this one-time basis will be charged at the rate of $15.00/hr. Fees may be waived if it was the result of a data processing error.
 
Collection Item/Foreign Check
Our member's account will be credited for the estimated dollar value of the collection item on the date of the deposit. A hold will be placed on the account until the collection item clears. At that time our member's account will be adjusted to reflect the actual clearing value.
$30.00
Money Market Accounts
 
Close Account Within 3 Months of Opening $20.00
Minimum Balance Fee/per month (When balance falls below $1500.00) $12.00
Transfers and Withdrawals on MARS (Reg D) FREE
Overdraft Fee from Share Account $3.00 each
Maximum Overdraft Equal to Available Shares  
NSF Check Written by Member $28.00
Electronic Debit Returned NSF $28.00
Overdraft Payment of Check or Electronic Debit $28.00
Stop Payment of Member Check $28.00
Stop Payment of Electronic Check $28.00
Copy of Paid Check $2.00
Checks in Quantities of 40 Cost Varies
Checking Account (Share Draft)
 
Overdraft Fee from Share Account $3.00 each
Maximum Overdraft Equal to Available Shares  
Overdraft Payments Created by Checks, Electronic Means or In-Person Withdrawals $28.00
NSF Check Written by Member $28.00
Electronic Debit Returned NSF $28.00
Copy of Paid Check $2.00
Stop Payment of Member Check $28.00
Stop Payment of Electronic Payment $28.00
Low Balance Fee/per month

When checking account falls below $99.00 Fee is waived for Exclusive Members

$8.00
Checks in Quantities of 150 Cost Varies
Checking Account (Share Draft)  
Overdraft Fee from Share Account $3.00 each
Maximum Overdraft Equal to Available Shares  
Overdraft Payments Created by Checks, Electronic Means or In-Person Withdrawals $28.00
NSF Check Written by Member $28.00
Electronic Debit Returned NSF $28.00
Stop Payment of Member Check $28.00
Stop Payment of Electronic Payment $28.00
Low Balance Fee/per month

When checking account falls below $99.00 Fee is waived for Exclusive Members

$8.00
Checks in Quantities of 150 Cost Varies
Checks not ordered through the Credit Union must have Credit Union approval before they can be used.  
Online Banking / Bill Pay Service
 
Online Banking for Members with an ECU Checking Account FREE
Online Banking Fee/per month (Fee is waived if Savings account is enrolled in Online Banking and eStatements) $2.95
Online Banking and Bill Pay Fee/per month
FREE 90 day Bill Pay Trial. After trial period ends, the cost reverts to $5.95 per month
$5.95
Payment Investigation Fee (includes copy of check) $40.00
MARS (Member Audio Response System) FREE