Conventional Rates
15 Year Term
Rate 6.500% / APR 6.738%
30 Year Term
Conventional Assumptions: Purchase Price $312,500, Loan Amount $250,000, single family home, primary residence, 80% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock
HomeReady Program - Ideal for First Time Homebuyers
30 Year Term
Rate 6.500% / APR 6.644%
HomeReady Assumptions: Purchase Price $260,000, Loan Amount $252,200, single family home, primary residence, 97% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock, income limits apply; income cannot exceed 80% of the area median income (AMI)
FHA Rates
30 Year Term
Rate 6.375% / APR 7.743%
FHA Assumptions: Purchase price $210,000, Loan Amount $206,196, 3.5% down-payment, 680 credit score, primary residence only, single family home, fees include 1.75% up front mortgage insurance premium (UFMIP) as required by FHA, results in higher APR, 45-day rate lock
VA Rates
30 Year Term
Rate 6.375% / APR 6.721%
VA Assumptions: Purchase price $200,000, Loan Amount $204,300, no down-payment, 680 credit score, primary residence only, single family home, fees may include 2.15% VA funding fee as required by VA, first-time use, regular military, 45-day rate lock.
Purchase & Refinance loans are available. Please call us at 630-844-4950 for rates.
Second Home or Vacation Home
Investment or Non-Owner Occupied
Adjustable Rate Mortgages (ARMs)
Refinance with Cashout
Refinance Rate / Term
Updated 5/16/2024 at 1:59pm
Rates are subject to change at any time; longer rate lock periods may be required