Better experience, better rewards
To provide a better experience to our members, we have selected a new credit card processor. This means current cardholders have received a new credit card. To ensure a smooth transition, we have put together all the information you'll need to make the change:
Please note: Your credit card account number is not the same as your physical card number.
This is intentional—it allows us to replace lost or stolen cards without changing your account number, making future card updates easier and more secure.
How to make a payment
- The next two months, credit card payments will be due August 25, 2025 and September 23, 2025. In October, we will resume our normal payment schedule, with all credit card payments due on the 21st of the month.
- The payment mailing address has changed to P.O. Box 2711 Omaha, NE 68103-2711.
- If you have any recurring payments set up, like utilities or streaming services, with your old credit card, you will need to update this to include your new credit card information.
- There are many convenient ways to make a credit card payment. To make a payment from an Earthmover account, simply select "make a payment" when selecting your credit card from the overview page in online or mobile banking. To make a payment from another financial institution, you can use Card Controls, located within online and mobile banking. You can also pay over the phone at 630.844.4950 or visit us at one of our branches.
Having trouble viewing transactions?
If you receive an error message or see "No transactions available for display" when viewing your credit card transaction history in online or mobile banking, we recommend using the Card Controls feature for the most accurate and up-to-date information along with the ability to make payments through it. We’re aware of this issue and are actively working on a resolution.
How to Access Card Controls
On Online Banking:
- Log in to your account.
- Select Manage Cards under the online banking header.

- This will take you to Card Controls, where you can:
- View your current balance
- See recent transactions
- Manage your card on file
On Mobile Banking:
- Log in to the mobile app.
- Tap Cards on the bottom menu.
- To view your full transaction history, tap “View All”.

If you haven’t signed up for online banking yet, you can enroll here.
uChoose Rewards®
One of the best things about your new credit card is our new rewards program, uChoose Rewards® . You will immediately begin earning 1.5 points per dollar on everyday purchases, which are redeemable for cash back, shopping, travel, event tickets and more. Your existing ScoreCard Rewards points have transferred to the uChoose Rewards® platform.
Frequently Asked Questions
We recommend using Card Controls in online or mobile banking to quickly and easily activate your credit card. Not enrolled in online or mobile banking? Sign up here. If you still have difficulty activating your card, please give us a call at 630.844.4950. There are many reasons related to ID verification that could explain why you are experiencing difficulty activating.
Why am I receiving a new credit card?
We’re switching to a new credit card processor to bring you better features and service. That means a new card for you.
Will my interest rate change as part of this conversion?
Nope. Your interest rate and other account terms will stay the same.
Will I get a new PIN for ATM access?
Yes. Your current PIN won’t work with the new card, and we won’t send one by mail. You can choose your PIN when you activate your card or call later to set it up.
My current card doesn’t expire for a while. Can I keep using it?
Your current card will stop working on July 28, 2025 at 5:45 a.m. CT, even if the expiration date is later. You’ll receive instructions with your new card so it’s ready to use right away.
What is EMV?
EMV stands for Europay, Mastercard® and Visa®. It’s a global chip technology that adds an extra layer of security to your card. You might also hear it called “chip and signature.”
Will all merchants accept my new chip card?
Yes. Your card will work wherever Visa is accepted.
My spouse and I both have Earthmover Credit Union credit cards, but only one card arrived. Will they get theirs?
Yes. Each cardholder will receive their own card with a unique number for added security. They may arrive separately, but don’t worry, you’ll still get just one bill.
What should I do about bills or subscriptions linked to my current card?
To avoid service interruptions, be sure to update your new card number and expiration date with any merchants you’ve set up for recurring payments, like utilities or streaming services.
Will my credit card due date change?
No. Your payment due date will stay exactly the same.
Will the payment mailing address change?
Yes. Starting July 28, 2025, please send payments to:
P.O. Box 2711
Omaha, NE 68103-2711
Be sure to update this if you use online Bill Pay. Payments can still be accepted at all Earthmover branch locations or via online banking.
I set up automatic payments through payroll, ACH or another bank. Do I need to do anything?
Yes. To keep those payments running smoothly, contact your payment provider on or after July 28 with your new card number and the updated payment address listed above.
Will my old transaction history still be available online?
No. You won’t be able to access old statements online after July 28. We recommend saving or printing any past statements you’d like to keep before that date.
Do I need to register my card to start earning rewards points?
No. You’ll start earning points as soon as you use your new card.
Where can I earn points?
You’ll earn points everywhere Visa is accepted. Some stores and online retailers may even offer extra points for purchases.
How can I do a cash advance with my Visa credit card?
Currently, you can perform a cash advance at any ATM using your PIN. Cash advances at branch locations are not available until further notice. We will notify members as soon as in-branch cash advances become available again. If you need help locating an ATM or resetting your PIN, please contact us at 630.844.4950 or access ATMs here.
Support
We are committed to providing you resources and support during this transition. If you need any help, please reach out:
Visa customer service 24/7: 1.833.560.1973
Earthmover Credit Union: 630.844.4950
uChoose Rewards® member support: 800.314.2507