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Routing Number: 271975566

Vehicle Loans

Earthmover Credit Union lends millions of dollars for new and used vehicles each year. If you're ready to put yourself behind the wheel of a new ride, we want to get you financed today!

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  • Available for new and used vehicles

  • Finance cars, trucks and recreational vehicles

  • Life and disability insurance options

  • GAP and Mechanical Breakdown coverage available

  • No prepayment penalties

  • Flexible term lengths

  • Competitive rates


90 DAYS of no payment2

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*APR = Annual Percentage Rate.

1APR = Annual Percentage Rate. For qualified members only. Contact a credit union representative for details. Quoted rate is accurate as of 07/01/2022. Your rate will be based on your credit history and may be higher. The maximum rate for an auto loan is currently 15.29% APR. Rates and terms subject to change based on market conditions and borrower eligibility. Estimated monthly payment example=$43.00 per $1,000 (payment example based on 2.19% APR and term of 24 months). Existing Earthmover CU vehicle loans do not qualify to be refinanced.

Loan Pre-Approval

Save yourself time & money by having your loan approved before you shop for a vehicle. A pre-approved vehicle loan is valid for 60 days. Pre-approved financing can give you an advantage when bargaining for the price of the vehicle. To get pre-approved, simply apply online, call us at 800.844.2ECU, or stop in to one of our offices.

Enterprise Car Sales

ECU has partnered with Enterprise Car Sales to offer you a seamless purchase experience with financing options to fit your needs. It's easy, whether you want to buy, sell or trade.

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Financial Foundations

Car Loans

Explore different ways to buy a car and the steps you can take to apply for a car loan.

Credit Scores and Reports

Learn about how credit is measured and the impact it can have on your financial goals.


Considering Home Ownership?

Learn about the pros and cons of home ownership.

Préstamos para automotores

Explora diferentes formas para comprar un automóvil y los pasos que puedes tomar para solicitar un préstamo para automotores.

Puntajes e informes de crédito

Obtén información sobre cómo se mide el crédito y el impacto que tiene sobre tus objetivos financieros.


Considerando ser propietario de una vivienda

Las ventajas y desventajas de ser dueño de una vivienda.

Happy Man and Woman

Why choose Earthmover?

Earthmover Credit Union has been a part of the community for over 60 years. Our philosophy is "People Helping People" and we pride ourselves on helping you earn higher returns on savings accounts while saving you money on loan rates and service fees. As a not-for-profit financial cooperative, we work hard to provide the very best member service in the community. We hope you consider becoming a member and owner of Earthmover Credit Union!

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