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Routing Number: 271975566

Visa Card Security

Enhanced Fraud Protection with Chip Technology

Earthmover Credit Union Visa® Credit Cards now come with built-in chip technology. These new cards are not only more secure - they're also easy to use.

Receive an enhanced level of security. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. Check out with ease. Enjoy global acceptance. More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay wherever Visa credit cards are accepted.

Keep in mind, you're also protected against unauthorized use with Visa's Zero Liability Policy.1

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How It Works

If a chip-activated terminal is available, follow these easy steps:

 Insert the chip end of the card into the terminal with the chip facing up.

 Keep the card in the terminal throughout the transaction and follow the prompts on screen.

 Remove your card when prompted and take your receipt. Chip-activated terminals are coming to certain U.S. retailers this year - and more locations in the years to come.

If a merchant is not yet chip-activated, you can still swipe your card to pay.

Frequently Asked Questions

1 Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

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Why choose Earthmover?

Earthmover Credit Union has been a part of the community for over 60 years. Our philosophy is "People Helping People" and we pride ourselves on helping you earn higher returns on savings accounts while saving you money on loan rates and service fees. As a not-for-profit financial cooperative, we work hard to provide the very best member service in the community. We hope you consider becoming a member and owner of Earthmover Credit Union!

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