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Online Banking

Routing Number: 271975566

Checking Accounts

Put Your Money to Work for You

Compare ECU's Checking Accounts to other financial institutions and you'll see what the credit union advantage is all about. ECU's Checking Accounts earn a competitive rate of interest* and are designed to meet your financial needs.

Open an Account Checking Rates

*Checking balance must be greater than $1000 to earn interest.

Basic Checking

Basic Checking is perfect for many members. It gives them everything they need in a checking account.


  • No per check fees
  • Earns monthly dividend**
  • Optional Earthmover VISA Debit Card***
  • Low $99 minimum balance
  • Free Online Banking

Open an Account

**Must have balance over $1000 to earn interest. Dividends are calculated on the Average Daily Balance, then compounded and paid monthly.
***Use at ATMs and wherever Visa is accepted to make purchases from your checking account.

Exclusive Membership Club (EMC) Checking

Exclusive members enjoy a higher level of checking services. Members must have an Earthmover Checking Account, Earthmover Visa Debit Card and Earthmover Visa Credit Card to qualify for EMC.


  • No minimum balance
  • No monthly service fee
  • No per check fee
  • Earn monthly dividends**
  • Up to eight free foreign ATM transactions a month (non-Earthmover owned machines) with your Earthmover Visa Debit Card
  • Free Online Banking

Start taking advantage of these benefits and become an Exclusive Member today.

Exclusive Membership Club Details

**Must have balance over $1000 to earn interest. Dividends are calculated on the Average Daily Balance, then compounded and paid monthly.

Visa Debit Card

Access the money in your checking account 24 hours a day with the convenient Visa Debit Card. It looks like a credit card and it's accepted around the world. But funds for purchases come out of your checking account, so using it is like writing a check - only faster and easier. Your Visa Debit Card works like an ATM card, too, giving you instant access to cash when you need it. Transactions are free at Earthmover ATMs. There may be a charge for transactions made at certain foreign (non-Earthmover) ATMs. Each month, your purchases and cash withdrawals will appear on your checking account statement.

Debit Card Details

Courtesy Pay Overdraft Service

ECU has a great service to give you the protection you need on your checking account for ATM and everyday debit card transactions.

Courtesy Pay Overdraft Details

Order Checks

Reorder checks online or call 1.800.500.2441.

Apply for a Checking Account Today!

We offer three convenient options for starting the application process:

  1. Fill out our online Account Application Request Form
  2. Stop by one of our convenient locations
  3. Call us at 800.844.2ECU

Financial Foundations

Mobile and Online Banking

Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.

Checking Accounts

Learn about the features, benefits, and functions of checking accounts.

Banca móvil y en línea

Analiza cómo utilizar la banca en línea y móvil de manera segura para mejorar tus hábitos financieros y simplificar las tareas financieras diarias.

Cuentas corrientes

Conoce las características, los beneficios y las funciones de las cuentas corrientes.

Happy Man and Woman

Why choose Earthmover?

Earthmover Credit Union has been a part of the community for over 60 years. Our philosophy is "People Helping People" and we pride ourselves on helping you earn higher returns on savings accounts while saving you money on loan rates and service fees. As a not-for-profit financial cooperative, we work hard to provide the very best member service in the community. We hope you consider becoming a member and owner of Earthmover Credit Union!

Become a Member

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