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Routing Number: 271975566

Teen Investment Program

As a savings club for young adults, the Earthmover Teen Investment Program offers the opportunity to learn money management principles while saving for the future. To get started, all you have to do is open a TIP savings account with a $10 deposit (Note: a parent or legal guardian is required to sign as joint on the account.) From there, TIP members can apply for their very own ECU Checking Account*, Visa Debit Card, and Visa Credit Card with a limit of $1,000. All of these products will help TIP members to establish good money management skills.

Don't wait, your financial future starts today!

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*Minimum age requirement for a ECU TIP checking account and ECU Visa credit card is 16 years of age and requires a joint member over the age of 18.

Become a Member - It's Quick & Easy!

We offer three convenient options for starting the application process:

  1. Fill out our online Account Application Request Form
  2. Stop by one of our convenient locations
  3. Call us at 800.844.2ECU

2021 TIP Scholarship

Earthmover Credit Union is accepting entries for the Teen Investment Program (T.I.P.) College Scholarships. There will be a total of four scholarship winners amounts will be as follows: 1st Place will be granted $2,000, 2nd Place will be granted $1,000, 3rd Place will be granted $500, and 4th Place will be granted $500.


Entrants must be a graduating high school senior with a cumulative 3.0 GPA on a 4.0 scale or a 4.0 GPA on a 5.0 scale 

Entrants must also have a Panther Credit Union (PCU) or Earthmover Credit Union (ECU) account

Submit a 2-3 page essay on the following essay questions: Describe how this past year and COVID-19 impacted your life. How did this affect the way you learn and your everyday life? What did you learn about yourself from that experience?

All entries MUST include a completed entry form, which is available at all Earthmover Credit Union locations and at

Copy of transcript

Deadline: April 16th, 2021

Entries will be accepted from 03/01/2021-04/16/2021 at ECU or by mail at Earthmover Credit Union, Attn: Marketing, 2195 Baseline Rd., Oswego, IL 60543.


Happy Man and Woman

Why choose Earthmover?

Earthmover Credit Union has been a part of the community for over 60 years. Our philosophy is "People Helping People" and we pride ourselves on helping you earn higher returns on savings accounts while saving you money on loan rates and service fees. As a not-for-profit financial cooperative, we work hard to provide the very best member service in the community. We hope you consider becoming a member and owner of Earthmover Credit Union!

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