1 Cash Prize: No purchase, account opening or credit union membership necessary to enter or win. Open to legal U.S. residents age 18 or older. Prize drawings for cash prizes of up to $1,000 will occur periodically during Earthmover Credit Union’s Batavia Branch Grand Opening event on Saturday, May 2, 2026 from 9:00 a.m.–12:30 p.m. CT. Odds of winning depend on the number of eligible entries received. Void where prohibited. 

2 To qualify for giveaway, you must be 18 or over to enter. No purchase, account opening or credit union membership necessary to enter to win. Must be present to win. 

3 Certificate of Deposit Special: APY = Annual Percentage Yield. Rate accurate as of April 1, 2026. Minimum balance of $1,000 required to open and earn stated APY. New money only (funds not currently on deposit with Earthmover Credit Union). Available to new members only. Limit one (1) per member. CDs are also known as certificate accounts. Dividends are compounded and credited monthly; the dividend period begins on the first day of the term and ends on the maturity date. Early withdrawals are subject to penalty and may reduce earnings. Withdrawals of dividends are not subject to penalty. Other fees may apply. See our Truth-in-Savings Disclosure and Schedule of Fees for details. Credit union membership required. This offer expires May 9, 2026. Offer subject to change without notice and valid only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510.

4 APR = Annual Percentage Rate. Offer is valid for one (1) new Earthmover Credit Union (ECU) fixed-rate auto loan purchase. Excludes mortgages and credit cards. Offer not valid with other coupons or special offers. Offer must be submitted prior to opening fixed-rate loan account. Limit one (1) per member. ECU reserves the right to withhold any special offers. Offer subject to change without notice. This offer expires May 9, 2026. Credit union membership required. Additional restrictions and normal credit qualifications apply. Offer available only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510.

5 $500 cash back available on vehicle refinance loans with a minimum loan amount of $25,000. Eligible vehicles must be model year 2020 or newer. Loan must remain open and in good standing for at least 90 days, with three consecutive monthly payments made to receive the cash back incentive. Cash back will be deposited into the member’s Earthmover Credit Union (ECU) share account within 45 days of verification date and only following eligibility verification. Offer valid only for new ECU vehicle refinance loans; not available on existing ECU vehicle loans. Limit one (1) per member. Offer is non-transferable and may not be combined with other promotions. This offer expires May 9, 2026. Offer subject to change without notice. Credit union membership required. Additional restrictions and normal credit qualifications apply. Offer available only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510.

6 APY = Annual Percentage Yield. Only for Velocity Checking Accounts. Earthmover Credit Union membership required. In order to qualify for 2.50% APY on account balance, members must maintain a minimum account balance of $0.01, must be enrolled and log in to Earthmover's Online Banking at least once a month, be enrolled in paperless statements (eStatements) or be 65 years of age or older, have an active Earthmover Visa Credit Card and complete at least one (1) transaction or make a minimum of 15 Visa debit card transactions per month, excluding ATM withdrawals and have a total direct deposit amount of at least $500.00 in savings and/or checking. Direct deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g. IRS tax refunds), do not constitute direct deposit activity. 2.50% APY is only valid up to $5,000.00. Any balance greater than $5,000.01 will be paid at the stated divided rate and APY for that tier. Dividends earned will be posted to the account on the second business day of the month following the dividend period. Offer and rate are subject to change without notice. See an Earthmover Credit Union team member for more details.

7 $250 Cash Back: Offer valid for new Earthmover Credit Union (ECU) Checking Accounts only. To qualify for the $250 cash bonus, you must open a new ECU Checking Account and, within sixty (60) calendar days, complete at least fifteen (15) debit card transactions and receive at least one (1) direct deposit each month into the new account. The checking account must remain open for a minimum of sixty (60) calendar days to be eligible Credit union membership required. Minors under the age of 18 are excluded. Cash back will be deposited into the member’s Earthmover Credit Union (ECU) share account only following eligibility verification. Offer not valid for existing checking accounts or accounts opened prior to the date of this promotion. Limit one (1) per member. This offer expires May 9,, 2026. Offer subject to change without notice and valid only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510. Cash incentive will be reported on IRS Form 1099-INT.

8 *$1,000 closing cost credit available on purchase mortgage transactions with a minimum loan amount of $250,000. $500 closing cost credit available on mortgage refinance transactions with a minimum loan amount of $200,000.

Credits will be applied at closing and cannot exceed the borrower’s actual closing costs. Offers valid only for new Earthmover Credit Union mortgage loans; not available for refinances of existing Earthmover Credit Union loans (for purchase credit) or purchase transactions (for refinance discount). Offers are non-transferable, not redeemable for cash, and may not be combined with other promotions. This offer expires May 9, 2026. Offer subject to change without notice. Credit union membership required. Additional restrictions and normal credit qualifications apply. Offer available only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510.

9 *APR = Annual Percentage Rate. Your rate will be based on your individual credit history under our personal credit program. New loan offer is only valid for one (1) new Earthmover Credit Union (ECU) fixed-rate signature loan (Anytime Loan). Estimated monthly payment example = $88.00 per $1,000 (payment example is based on $2500 at 9.74% APR and a term of 12 months). A $60.00 PPFC fee applies for loans under $2,500. Subject to change without notice. Limit one (1) per member. This offer expires May 9, 2026. Offer subject to change without notice. Credit union membership required. Additional restrictions and normal credit qualifications apply. Offer available only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510.

10 Offer is valid for one Earthmover membership. New members only. Existing ECU members do not qualify. ECU reserves the right to withhold any special offers. This offer expires May 9, 2026. Offer available only at the Earthmover Credit Union Batavia location: 1992 McKee St. Batavia, IL 60510