Serious savings are coming to Earthmover! Enjoy 1.00% APR1 off any vehicle loan or personal loan from March 19 - 21, 2026.
Whether you’re buying something new, tackling something important or refinancing a loan you already have, this is your chance to keep more money in your pocket every month (and over the life of your loan).
Because the best loan isn’t just the one that gets you there. It’s the one that costs less along the way.
You can apply below, over the phone by calling 630.844.4950 or by visiting a branch.
What does 1.00% APR1 off really save you?
It could save you more than you think! Imagine a $45,000 auto loan at the national average of 6.50% APR*. Now drop that to Earthmover’s 5.19% APR* and take another 1.00% APR¹ off during our Loan Sale. That’s when the savings really start to show.
That’s real money back in your pocket—just for borrowing smarter. Take 1.00% APR1 off your rate March 19–21.
* For demonstrative purposes only. Assumes a used auto loan of $45,000 with a term of 72 months at 6.50% APR (U.S. average ~6.50% APR as of 2/24/26) compared to $45,000 with a term of 72 months at 4.19% APR. The rate you qualify for is based on your creditworthiness. This APR will vary with the market based on the prime rate. All rates and comparisons are subject to change without notice, and accuracy cannot be guaranteed.
Reasons to Take Advantage
- Buy that car you've been dreaming about
- Finally refinance that loan
- Take that vacation
- Get those home improvement projects done
Use our convenient loan calculators below to see what you could save.
Eligible Loans
- Unsecured personal loans and personal loan refinances from another lender.
- New and used vehicle purchases, preapprovals and refinances including motorcycle, RV and boat loans.
Ineligible Loans
- Share secured personal loans
- Mortgages
- Home equity loan products
- Credit cards
- Existing Earthmover personal and vehicle loans
Already have a loan somewhere else? Bring it here. Save instantly.
This Loan Sale isn’t just for new loans. It’s one of the easiest ways to save on a loan you already have. Refinancing your auto loan or personal loan from another lender could mean:
- A lower monthly payment
- Less interest over time
- More flexibility in your budget
- Immediate, real savings
Same loan. Better rate. More room to breathe.
1 APR = Annual Percentage Rate. Promotional offer of 1.00% APR off the rate you qualify for with Earthmover Credit Union valid March 19-21, 2026 on unsecured personal loans or vehicle loans. All other loan types are excluded. Your vehicle rate will be based on the number of years your loan is financed and your individual credit history under our personal credit program. Offer not valid on existing Earthmover Credit Union Unsecured Personal Loans or Vehicle Loans. No down payment necessary for qualified buyers. Minimum vehicle refinance amount is $1,000. Rates and offers are subject to change and cannot be combined with any other offers. Loan request is valid for 30 days after loan approval; loan must close by April 21, 2026 to earn 1.00% discount. Credit union membership required. Certain restrictions apply. Contact Earthmover Credit Union for complete details.
